The three big credit reporting agencies are required by law to let you see your credit report once every 12 months for no charge. You can turn this law into a free credit monitoring service by spacing-out your requests on a schedule. Since I'm married, I alternately check my wife's and my credit every two months.
This morning, I checked my Equifax report. Here's the remainder of the schedule...
11/1 - check wife's TransUnion
1/1 - check my Experian
3/1 - check wife's Equifax
5/1 - check my TransUnion
7/1 - check my wife's Experian
This schedule allows me to stay on-top of the three credit agencies and each of our credit histories. Here's the link to the free on-line service: AnnualCreditReport.com
Wow that is pretty quick and very reasuring!
ReplyDeleteThanks again